HKMA and Land Registry Enhance Data Sharing via CDI-CDEG Linkage

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2025-05-22 04:20:02

The Hong Kong Monetary Authority (HKMA) has forged a pivotal LINK between its Commercial Data Interchange (CDI) and the Land Registry through the Consented Data Exchange Gateway (CDEG). This integration, dubbed LR@CDI, enables banks to seamlessly access land and ownership data via API—eliminating manual searches and accelerating credit decisions.

The initiative reflects Hong Kong’s broader push to modernize financial infrastructure. By digitizing property records, the HKMA aims to reduce friction in mortgage approvals and corporate lending. "Data fluidity is the backbone of efficient markets," notes a senior HKMA official, underscoring the project’s alignment with the city’s fintech ambitions.

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